BRI Boosts Low-Cost Funds with Digital Push, BRImo Transactions Hit $200 Billion
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JAKARTA, Investortrust.id — PT Bank Rakyat Indonesia (Persero) Tbk, or BRI (BBRI), reported strong growth in low-cost funds (CASA) and digital banking activity as of the first half of 2025, signaling progress in the state lender’s strategy to build a more efficient and resilient funding structure.
As of June 30, 2025, BRI’s third-party funds (DPK) grew 6.7% year-on-year to Rp 1,482.12 trillion ($92.5 billion). CASA accounted for 65.5% of the total, expanding 10.6% year-on-year—driven in large part by rising adoption of the BRImo super app.
“BRImo continues to strengthen its position as our flagship digital platform, with its performance directly contributing to the growth of low-cost funding,” said President Director Hery Gunardi during the bank’s second-quarter financial press conference on Friday, Aug. 1.
BRImo now has 42.7 million users, a 21.2% increase from a year earlier, with transaction volume soaring 25.5% to Rp 3,231.7 trillion ($202 billion). “This growth underscores the relevance of BRImo in addressing the digital banking needs of Indonesian consumers,” Hery added.
The increase in low-cost funds contributed to a lower cost of funds (CoF) for BRI in Q2 2025. The bank is further strengthening its funding structure by targeting healthy CASA growth through deposit segmentation, product simplification, current account acceleration, digital channel upgrades, and brand strengthening for both retail and wholesale markets.
BRI reported consolidated net profit of Rp 26.53 trillion ($1.65 billion) and total assets of Rp 2,106.37 trillion ($131.5 billion), up 6.52% year-on-year.
“With ongoing transformation initiatives, strong collaboration within the BRILiaN team, and continued trust from our customers, we are confident in our ability to maintain sustainable performance and contribute meaningfully to Indonesia’s economic growth,” Hery said.
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