BRI’s Sustainable Finance Portfolio Reaches Rp 807.8 Trillion, Largest in Indonesia
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JAKARTA, Investortrust.id — Bank Rakyat Indonesia has recorded the largest sustainable finance portfolio in Indonesia, reaching Rp 807.8 trillion, equal to $49.5 billion, as of the second quarter of 2025. The achievement reflects the lender’s strategy to support green and inclusive economic growth in line with Indonesia’s Sustainable Development Goals.
Director of Human Capital and Compliance BRI Ahmad Solichin Lutfiyanto said on Friday, Aug. 29, 2025, that sustainability has become an integral part of the bank’s long-term strategy to build a resilient business model while accelerating the transition to a low-carbon economy.
“Every policy and operational line of business at BRI is designed by balancing business potential, risk management, and its impact on social and environmental aspects,” he said in a written statement.
BRI’s financing priorities include social loans for micro, small, and medium enterprises (MSMEs), aimed at strengthening financial inclusion, creating jobs, and supporting people’s welfare. The bank also provides green loans to support projects in renewable energy, eco-friendly transportation, green buildings, environmentally safe products, and other activities classified as environmentally sound business (KUBL) under Regulation No. 51/2017 of the Financial Services Authority (OJK) on sustainable finance for financial institutions, issuers, and public companies.
By the end of June 2025, sustainable finance accounted for 64.01 percent of BRI’s total loan portfolio. This consisted of Rp 715.5 trillion in social loans, Rp 86.9 trillion in green loans, and Rp 5.4 trillion in ESG-based corporate bonds.
Beyond lending, BRI has also expanded its sustainable funding instruments, issuing Sustainability Bonds, Green Bonds, Social Bonds, and other sustainability-based financing. As of the second quarter, these instruments made up 65.65 percent of the bank’s total wholesale funding.
In issuing such instruments, PT Bank Rakyat Indonesia (Persero) Tbk, or BRI, refers not only to domestic regulations, such as OJK Regulation No. 60/2017 on Green Bonds, updated by Regulation No. 18/2023 on sustainability-based debt securities and sukuk, but also to international guidelines from the International Capital Market Association (ICMA).
Proceeds from the bank’s Green Bonds and Social Bonds have been directed to renewable energy projects such as hydropower plants, certified sustainable palm oil plantations under sustainable land use financing, as well as employment and socioeconomic advancement through microcredit schemes like People’s Business Credit (KUR) and Kupedes.
Through these initiatives, BRI contributes to Sustainable Development Goals No. 8 on Decent Work and Economic Growth and No. 11 on Sustainable Cities and Communities, while also creating long-term value for stakeholders.
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