Fixed-Income Mutual Funds Remain Top Pick for Investors, Says BRI Manajemen Investasi

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JAKARTA, Investortrust.id — PT BRI Manajemen Investasi, one of Indonesia’s leading investment managers, says investors continue to favor stable instruments such as fixed-income mutual funds. The firm notes that lingering market volatility and economic uncertainty are keeping investors cautious before shifting toward equity-based assets.

President Director of BRI Manajemen Investasi, Tina Melina, said that while investors still allocate most of their portfolios to low-risk products, interest in equity-linked mutual funds has begun to rise in line with improving macroeconomic sentiment.

“For mutual funds today, we see most investors’ portfolios are still in relatively stable instruments, but they’re starting to move toward products with equity exposure,” Tina said during Investortrust’s Konvergensi Podcast in Jakarta on Friday, Oct 24, 2025.

Tina explained that fixed-income mutual funds still hold the largest share in the industry because they provide stability and a sense of security amid uncertain conditions. Meanwhile, money market funds also remain popular, especially among beginner investors seeking liquidity and low-risk options such as deposits and short-term bonds.

She added that 2025 marks a recovery phase for the mutual fund industry after two stagnant years. Total assets under management have grown by more than 5% year-on-year, with year-to-date growth approaching 7.8%.

Tina highlighted that retail participation has been a major driver of this growth. “Today, I think mutual funds are no longer seen as investment products for the wealthy. They’ve become an option for retail investors, who are now learning, understanding, and building portfolios through them,” she said.

She also pointed to the expansion of digital distribution channels as a key factor in accelerating industry growth. Investors can now purchase mutual funds through fintech platforms and securities firms, in addition to traditional banks. “This channel expansion supports the industry’s growth, reflected in the steady rise of AUM,” Tina added.